You must complete the Free Application for Federal Student Aid (FAFSA) for our office to be able to determine what types and amounts of financial aid you’re eligible for. Completion of the FAFSA will determine your eligibility for all Federal and state grants, as well as Federal Work-Study and student loans. If you are not eligible for grants, you could still be eligible to get student and/or parent loans.
Parental income is only one of the factors that determines your eligibility for financial aid. There is no fixed income amount that will determine eligibility. The Federal government has very strict standards that determine whether you are dependent or independent for financial aid. If you don’t meet their definition of independents for financial aid, call our office at 217/351-2222, and in certain circumstances we can make you independent of your parents.
Almost everyone can qualify for student loans, even if you can’t qualify for grants. If there has been a reduction in your family’s income in the past year, please advise our office, and we will see if you qualify to apply for special circumstances. Academic requirements
Federal policy requires that you must be enrolled in at least six credit hours per semester to be eligible for most financial aid programs. Call our office at 217/351-2222 for specific program requirements.
To receive full time financial aid benefits you must be enrolled in 12 credit hours per semester — including summer. The four summer session can be combined for a semester number of total hours.
Enrollment is determined by the number of credit hours you’re enrolled in each semester, as follows:
12 + hours = full-time
9 - 11 hours = 3/4 time
6 - 8 hours = 1/2 time
1 - 5 hours = 1/4 time
In accordance with Part 668 Student Assistance General Provisions Retaking Coursework (§ 668.2), upon successful completion of a class (with a D or better), students may repeat the course once and receive financial assistance.
Don’t lose your benefits!
There are financial aid consequences of dropping or withdrawing from any class! You must meet with a financial aid advisor before dropping or withdrawing from a class. Call 217/351-2222 for an appointment or stop by during the walk-in hours.